Fun with accounting or Banks could bail out FDIC

This should simplify things.

Highlights from NYTimes article:

Senior regulators say they are seriously considering a plan to have the nation’s healthy banks lend billions of dollars to rescue the insurance fund that protects bank depositors.
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The plan, strongly supported by bankers and their lobbyists, would be a major reversal of fortune.
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Bankers worry that a special assessment of $5 billion to $10 billion over the next six months would crimp their profits and could push a handful of banks into deeper financial trouble or even receivership. And any new borrowing from the Treasury would be construed as a taxpayer bailout that could open the industry to a political reaction, resulting in a wave of restrictions like fresh limits on executive pay. Any populist furor could be avoided, the thinking goes, if the government borrows instead from the banks.

And if anything goes wrong, what's the worst that could happen?